Online accounting services for SMEs in Switzerland
- Supporting SMEs across Switzerland
- Scalable, digital solutions without paperwork
- Swiss expertise you can trust
Our core services for Swiss SMEs
Everything you need to run your business
Book a free initial consultation
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Key industries we serve
Focused support for every field
Startups
Startups
Growth-oriented accounting that keeps pace with the speed of new companies.
Temp Agencies
Temp Agencies
Specialized accounting for personnel service providers and temporary employment firms.
Property Owners
Property Owners
Transparent manage-ment of rental income, operating costs, and investments.
R&D
Research &
Development
Accurate handling of project budgets, funding, and innovation costs.
Consulting
Consulting
Companies
Structured accounting for consulting firms. Clear, efficient, and transparent.
Finance
Financial Services
Reliable and audi-tproof accounting for demanding financial markets.
Restaurants
Restaurants
Reliable financial solu-tions for restaurants, cafés, and catering businesses of any size.
Hotels
Hotels
Optimized accounting for smooth operations with multiple booking channels.
IT & Technology
IT & Technology
Scalable accounting processes for dynamic, digital companies.
Nonprofits
Nonprofits & NGOs
Transparent financial management for charitable projects, donations, and grants.
Doctors
Doctors & Dentists
Relief in everyday practice through legally compliant and efficient bookkeeping.
Tradespeople
Tradespeople
Practical financial solutions for trades and small businesses with a focus on simplicity.
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with our experts.
Digital fiduciary services
Scan, upload, done!
We set you up
We support you from setup to expansion with business planning and company incorporation.
We save you time
All we need you to do is upload your receipts and we take care of the rest.
We handle your accounting
Every month we process your financial data and maintain accurate, up-to-date records.
We optimize your taxes
We correspond directly with tax authorities and optimize your taxes while staying compliant.
More time for your business
All from a single source
Reliable
We deliver expert work consistently, professionally, and always on schedule.
Safe
Your sensitive data is protected by advanced security standards and strict confidentiality.
Transparent
Complete pricing clarity with fixed rates and no hidden costs or surprises.
Cost efficient
Exceptional value through automated processes and streamlined digital operations.
Digital
Fully digitalized workflows eliminate paperwork and ensure accuracy and speed.
Book a free initial consultation
with our experts.
Designed for established SMEs
Professional service for companies that demand excellence
Rapid response
When your business needs answers, we deliver. Our dedicated account managers provide same-day responses to your queries, ensuring you’re never held up waiting for critical financial information or guidance.
Seamless onboarding
Switch to Nexova without disruption. Our efficient transition process gets you operational within days, with minimal demands on your time. We handle the complexity while you maintain focus on your operations.
Strategic partnership
We go beyond basic bookkeeping to provide comprehensive business advisory. From process optimization and tax strategy to insurance planning and growth guidance, we act as your trusted advisor across all aspects of financial management.
Enterprise-grade solutions
Access the same professional tools used by Switzerland’s leading companies. We leverage MS Business Central, SwissSalary, and advanced reporting platforms to deliver the sophisticated financial management that medium-sized enterprises require.
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with our experts.
Supporting SMEs across Switzerland’s major business hubs
Fully digital accounting services wherever you are
Zurich
Did you know? Over 82,000 companies call Zurich home, with the top international contributors being Germany (539 companies), the United States (443), and the UK (244).
Basel
Key insight: Basel Area biotech companies received 44% of all Swiss biotech venture capital in 2024, amounting to CHF 328 million.
Bern
Why choose Bern? As Switzerland’s federal capital, Bern offers businesses unique proximity to government bodies, parliament, and federal authorities.
St. Gallen
What makes St. Gallen special? St. Gallen is home to the University of St. Gallen (HSG), one of Europe’s top-ranked business schools and a magnet for entrepreneurial talent.
Lucerne
Worth knowing: Lucerne generates over 40% of Central Switzerland’s GDP, making it the undisputed economic powerhouse of the region.
Winterthur
Fun fact: Winterthur is where UBS, now one of the world’s largest banks, was founded in 1912 as Union Bank of Switzerland.
Chur
Consider this: As capital of Graubünden, Switzerland’s largest canton by area, Chur is the strategic gateway between Italian, Austrian, and Swiss markets.
Schaffhausen
Business insight: Schaffhausen’s government has attracted around 600 businesses over 20 years through targeted economic development strategies and competitive tax rates.
Discover our expert articles
Up-to-date knowledge for your business
The OECD Minimum Tax: What Swiss Businesses Need to Know About the 15% Global Tax Floor
The global tax landscape shifted dramatically when Switzerland joined over 140 countries in implementing the OECD minimum tax—a 15% floor ensuring multinational enterprises pay minimum tax wherever they operate. For large multinationals, this represents the most significant change to international tax rules in decades. This article examines what the OECD minimum tax means for Swiss businesses, how Switzerland implemented it following a 2023 referendum, which companies are affected, and what the future holds after the US withdrawal.
Coordination Deduction 2025: Complete Guide for Swiss Employers and Employees
Understanding the “coordination deduction” is vital for proper pension planning in Switzerland. The CHF 26,460 deduction (as of 2025) directly affects how much of your salary gets insured under the second pillar. This seemingly minor technical detail can have a major impact on retirement security and presents challenges for part-time workers and those with multiple employees. This guide covers everything you need to know about the coordination deduction: what it is, how it's calculated, whether employers can waive or reduce it, its impact on part-time workers and multiple job holders, and the implications of the failed BVG 21 reform.
Accounting for NGOs in Switzerland: Special Requirements and Standards
Non-profit organizations across Switzerland contribute tremendously through social services, humanitarian aid, and advocacy work. However, given their reliance on public donations, tax exemptions, and donor trust, these organizations face intense scrutiny and complex legal, tax, and financial obligations that often exceed those of for-profit companies. This comprehensive guide explores the key aspects of Swiss NGO accounting, including legal audit thresholds, SWISS GAAP FER 21 reporting standards, fund accounting principles, and effective grant management practices to ensure compliance and maintain transparency.
The Fiduciary Profession: Transformation in the Digital Era
The fiduciary – a profession that has been one of Switzerland’s most recognised qualifications for over 30 years! A quick glance at their core responsibilities explains why. Today’s fiduciary is far more than just a numbers expert. Instead, they combine competencies from a variety of fields such as financial accounting, tax consulting, and business advisory. For companies, they act as a trusted support in complex matters. Like many other industries, digital transformation has had a major impact on the fiduciary profession. Routine tasks can now be digitised with ease, allowing fiduciaries to focus on in-depth, future-oriented consulting. So what will the fiduciary’s career path look like in the future? And is this the right profession for you?
Optimizing Pension Fund Contributions with Voluntary Buy-Ins: A Guide for Swiss Employees
Voluntary buy-ins (also known as “purchases”) are one of the most effective tools to optimize your occupational pension contributions, reducing your tax burden today while strengthening your retirement benefits for the future. If you have a contribution gap in your 2nd pillar, it’s worth taking advantage of this opportunity for significant savings. This article explains how buy-ins work, when they’re allowed, and how to make the most of them — including timing strategies, tax planning tips, and combining them with Pillar 3a. Whether you’re mid-career or nearing retirement, understanding how and when to make a voluntary purchase can make a substantial difference to your long-term financial outcome.
Conversion of a sole proprietorship into a GmbH or AG
Many entrepreneurs begin their journey with a sole proprietorship. It's simple to set up, requires no minimum capital, and offers full control. But as the business grows, so do the legal, financial, and reputational demands. At some point, converting your company into another legal form – such as a GmbH or an AG – becomes a logical next step and offers numerous advantages. This article explains when and why converting your sole proprietorship makes sense, the legal mechanisms available for doing so, and how to complete the process correctly while avoiding unexpected tax consequences.
Value Added Tax Exempt and Zero-Rated Services: Important Information
As a rule, all entrepreneurs in Switzerland are subject to value added tax (VAT) if they meet the legal requirements. This means: Depending on the tax rate (8.1%, 3.8% or 2.6%), they add VAT to the invoice amount. However, this obligation does not apply to all deliveries or services! For you as an entrepreneur, it is essential to know what is included and what is not. In this article, we give you an insight into this topic. Among other things, we explain what VAT actually is, who is subject to it and what billing models exist.
Understanding Swiss Withholding Tax: What Is It, Who Pays It, and How do You Reclaim It?
Withholding tax (Verrechnungssteuer) is a distinctive feature of Switzerland’s fiscal system. It is a federal tax that is primarily designed to reduce tax evasion on capital income. Set at a standard flat rate of 35% (with some exceptions), it applies to dividends, interest, lottery winnings, and certain insurance benefits. It is withheld directly at the source and is usually refunded to the taxpayer if they correctly declare their investment income. In this article, we’ll break down how Swiss withholding tax works, which income it affects, how you can reclaim it, and what you should watch out for—whether you're a Swiss resident, an international investor, or a company operating in Switzerland.
Best Payroll Software for Swiss SMEs and Startups in 2025
Payroll is one of the most sensitive and complex areas of business administration in Switzerland. With numerous mandatory contributions (AHV, ALV, BVG, etc.), complex withholding tax rules, monthly declarations, and the need for year-end salary certificates, there's a lot to handle—especially for startups and SMEs with limited internal resources. Digital tools have emerged to simplify these tasks, reduce the risk of error, and help businesses stay compliant. But choosing the right software involves much more than simple feature comparisons. Implementation, configuration, and ongoing use all require the right expertise. In this article, we look at the evolution and advantages of digital payroll systems, the most important features these tools offer, common pitfalls and risks when using payroll software, a comparison of leading tools used by Swiss startups and SMEs, and why having the right fiduciary partner matters just as much as the software itself.
Best Occupational Pension Funds in Switzerland in 2025: A Practical Comparison for SMEs and Startups
Choosing the right occupational pension fund is an important strategic decision for companies. Swiss SMEs and startups that make smart choices in occupational pensions can reduce costs, enhance employee benefits, and boost long-term satisfaction. But with over 1,300 pension funds in Switzerland, how can you tell which ones stand out? This article compares six major collective pension foundations based on publicly available figures and rankings. Our goal is to provide a simplified but informative snapshot of the most relevant metrics for 2025, while keeping in mind that a deeper comparison is complex and depends heavily on individual company needs.
Trusted by over 250 companies
Discover the diversity of our customers
As an internationally active biotechnology company that stands for innovation and the highest quality, we work exclusively with partners who meet our high standards. Nexova consistently impresses us with exceptional service quality, robust processes, and an impressive pace. The professional, solution-oriented, and efficient collaboration allows us to fully focus on our core business. Additionally, we would like to highlight the remarkable cost savings of 35% compared to in-house accounting. We particularly appreciate how Nexova quickly understands, develops, and promptly implements complex requirements – both within Switzerland and at our international subsidiaries. We can wholeheartedly recommend the Nexova team.
Nexova AG offers highly professional accounting services that have significantly enhanced our financial management at Learning Lab. Their team is precise and reactive, always delivering accurate and timely reports while promptly addressing our queries. With Nexova AG’s support, we manage our clients’ accounts and finances more efficiently. We highly recommend Nexova AG for their exceptional accounting services.
For us as a new catering company, it is essential that our trustee understands our specific needs and responds flexibly to our requirements. In Nexova AG, we have found the ideal partner who supports us competently in all fiduciary matters and actively promotes our growth.
Uncomplicated or serious? Or is it and? A young, clever team is at work here, offering excellent services, highly uncomplicated and competent. Instead of a prestigious reception, expensive offices and chocolates, there are fast services and competent services. For me as a one-man company, this is exactly what I need.
Arvy AG has found an exceptional partner in Nexova AG. Their very high level of expertise in FINMA-regulated industries ensures that our financial transactions are in safe and competent hands. What sets Nexova apart is their flat-rate pricing structure, which has helped us greatly with budgeting and financial planning. As a company committed to long-term success and integrity in investments, we are very satisfied with the services provided by Nexova AG.
For us as an EdTech startup, it is very important that our trustee is as digital and agile as we are. With Nexova AG, we have found the perfect partner who can actively support us in our growth.
That’s what our customers say
Your feedback matters
5.0 stars
Mr. Merz has a very broad knowledge and was able to help me with all my questions. The conversation was very pleasant and very informative for me. Thank you for your support.
Uncomplicated or serious? Both here. A young, smart team is at work here, offering excellent services, highly uncomplicated and competent. Instead of a prestigious reception area, expensive offices and a few small gifts, you offer fast and competent services. For me as a one-man company, this is exactly what I need.
I have been a Nexova customer for some time now and so far I am very satisfied! Thanks to the digital working methods and high responsiveness of the client managers, little time is lost in the daily process in particular. The prices are also very fair. Nexova handles the annual financial statements for me, including the tax balance sheet. The processes are standardized, which is a great advantage for audits (AHV and taxes). The two founders are two young, innovative guys and very serious.
The friendly and competent Nexova employee was able to answer my questions about company car taxation quickly and specifically. Thank you very much for this!
When I founded my company a year ago, I needed a reliable fiduciary partner. In addition to pure accounting, Nexova also offers me very good advice on all aspects of labor law. Thanks to the E-Post solution, I no longer even have to worry about my company mail and can focus purely on my service activities. My contacts at Nexova are always very friendly and pleasant to deal with. The complete package is simply TOP and I can only recommend Nexova!
Top company & friendly owners. A highly recommended trustee.
Very good and competent advice!
Professionally at a very high level. They are very good with Excel and could also support us with automation of processes.
I had a few questions about remote work and was advised super and free of charge. Thank you very much!
Very good service. Good and competent advice with friendly staff. I can definitely recommend
The Nexova team is very professional and I felt they always had my best interests at heart. I highly recommend Nexova and will continue to refer my clients to them and trust them with my business.
I am impressed with their outstanding service, especially in the field of accounting services, they demonstrate a professional approach and exceptional attention. As a lawyer, I have found Nexova to be a valuable partner in the financial world.
I had an excellent consultation with Nexova AG regarding withholding tax. Their expertise is remarkably extensive and their guidance was invaluable, I highly recommend their services. A first class experience.
The Nexova Team is an important partner to our startup, enabling us to pass all of our accounting, tax and payroll duties. We specially value their expertise with Startups and flexibility, which allows us to plan and manage our financials effectively and to focus on the bottom line of our operations.
We are very satisfied with Nexova as our trustee. Thanks to the Teams group chat, I can always count on very fast response times (of a few minutes). The Teams Chat group is great. With our old trustee, we had to write mails and always had to wait a long time for an answer and on top of that we were charged for every little question. Fortunately, this is not the case with Nexova.
Nexova solved my problem with a non-paying tenant quickly and efficiently. I was simply overwhelmed with the situation and glad for the competent legal advice. Nexova handled everything from the reminder with threat of termination, to representation in court, to the police eviction quickly, efficiently and also inexpensively. Many thanks for the valuable help.
Trusted by Swiss local businesses
Facts and figures
5.0 stars
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Cantons
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Dedication
Designed for established SMEs
Professional service for companies that demand excellence
At Nexova AG, we understand that growing businesses are looking for more than basic bookkeeping— they need a long-term strategic partner. Our dedicated team of certified professionals brings decades of combined experience serving Swiss small and medium-sized enterprises across varied industries.
We combine traditional Swiss fiduciary excellence with modern digital efficiency, creating customized solutions designed specifically for your business needs. Whether you’re expanding into new markets, managing increasing regulatory complexity, or optimizing financial operations, we provide the expertise and support you need to succeed.
Nexova AG – your reliable fiduciary partner in Switzerland. Contact us today to discover how we can support your company’s continued success and expansion.
FAQ
Answers at a click
What are the advantages of working with Nexova AG?
Nexova offers fast, efficient and digital fiduciary services with a focus on transparency and quality. Our approach is especially valuable for small and medium enterprises because we provide scalable solutions that can easily grow and adapt alongside your business, aiding you in your strategic growth goals. We combine traditional Swiss fiduciary expertise with modern digital workflows to deliver superior results while maintaining cost-effectiveness.
What services does Nexova offer?
As your trusted fiduciary partner, we offer comprehensive services including accounting, payroll, fiscal representation, tax advice, company formation, and CFO-as-a-Service. Our goal is to provide customized solutions that support your growth aspirations and meet your specific business requirements across all aspects of financial management.
How does Nexova differ from other fiduciary companies?
Unlike large firms that often treat growing businesses as smaller accounts, we specialize in serving small and medium-sized enterprises with personalized attention and senior-level expertise. We utilise digital tools and structures to ensure high responsiveness and efficiency. We are a remote fiduciary office, which enables us to reduce costs while providing a first-class service.
How can I start working with Nexova?
Simply book a consultation through our website or contact us at info@nexova.ch. After an initial free consultation where we assess your specific needs, we’ll provide a customized proposal outlining how we can support your business.
Which sectors and companies does Nexova serve?
Our clients range from small start-ups to established international companies looking for professional and reliable support in Switzerland. We serve businesses across diverse industries including technology, hospitality, financial services, healthcare, consulting, property management, and many others. Our team understands the unique challenges faced by SMEs in different sectors and includes specialists with deep knowledge of industry-specific regulations and opportunities.
How much does it cost to work with Nexova Treuhand?
Our fees vary depending on the scope and type of services required. We offer transparent pricing with no hidden costs and provide detailed proposals outlining all fees upfront. During your initial consultation, we’ll discuss your specific needs and provide a customized quote based on your business requirements.
Can Nexova support international companies?
Yes, we specialize in assisting international companies establishing or expanding operations in Switzerland. Our services include complete company formation for Swiss subsidiaries, fiscal representation for VAT obligations, nominee director and domicile address services, plus ongoing accounting and tax compliance in accordance with Swiss regulatory requirements. We understand the unique challenges faced by international businesses navigating Swiss regulations and provide clear guidance throughout the process.
Does Nexova help with company formation in Switzerland?
Absolutely. As a trustee, we provide comprehensive support in setting up a company, including preparing business plans, advising on legal structure, coordinating with notaries, filing with the commercial register, and providing post-incorporation support. Our experienced team guides you through every step of the incorporation process while ensuring compliance with all Swiss legal requirements.
How does Nexova support business growth and scaling?
We provide scalable solutions that grow with your business. Whether you’re a startup transitioning to an established enterprise or an SME expanding operations, our services adapt to your changing needs. Our CFO-as-a-Service offering provides strategic financial leadership during critical growth phases.
Can Nexova help advise on suitable insurance policies for my company?
As licensed insurance brokers we advise companies comprehensively on corporate insurance, from liability and property insurance to employee-related and pension solutions. This also includes employee benefits such as accident insurance, daily sickness allowance and pension fund arrangements. We help you understand the Swiss insurance and pension landscape, meet legal requirements and choose protection that safeguards your company and your employees over the long term.